This Tuesday, Deco Proteste presented 10 concerns that it hopes will be resolved during the new legislature, resulting from the March 10 elections, highlighting more financial education, regulation of digital influencers Is Less fees and taxes on financial products..
“The 10 issues are part of Deco Proteste’s broader commitment to Portuguese consumers, ensuring that their rights are respected and that they have access to fair and transparent information”, states the association in a statement released this Tuesday, considering that the measures promote “healthy competition in the market, without subterfuges or hidden issues“.
The first measure presented by Deco Proteste refers to the financial educationasking the mandatory inclusion in teaching and yours promotion in companies and public organizations.
The statement highlights several measures in the fiscal field to achieve these objectives, such as the reduction of taxation in 48% of capital gains from the sale of securities such as stocksETFs, bonds, the elimination of the transfer commission in Retirement Savings Plans (PPR) and the increase in advantages and benefits in these plans.
Likewise, Deco Proteste asks the Decrease in tax rates on savings products. and the elimination of transfer commissions in capital pension funds guaranteed or the reduction of the tax rate on savings products.
The association also calls for encouraging the savings of Portuguese families by exempting them from taxes up to a certain amount, and also for the reorganization of income from State savings products to make them more attractive and aligned with risk and safety. liquidity of each individual.
Deco Proteste also suggests the creating a simple technical sheet in capitalization insurance (to provide consumers with a clear summary of key information in accessible language) and an extension of the capital gains exemption to other products, such as crypto assets, to promote tax fairness.
Finally, the association suggests regulating the “Aggressive advertising on social networks” by sponsored digital influencers, who often do not have the necessary accreditation from the Securities Market Commission (CMVM).
“It is essential to establish stricter standards to influential peoplewho often act as specialists in the field of investment,” says the association, which states that the aggressive advertisements in question promise “quick and high profits on complex financial products.”
Source: Observadora
