A bank account can be more than just a safe place to store your money. Novobanco’s Package Accounts prove it: they are bank accounts with all the tools for day-to-day financial management and also essential services such as medical and technical assistance with a free first visit for each incident. With all their features and advantages, Package Accounts are competitive and allow you to save.
Finding a competitive current account or savings account can be a challenge in a market where banking offers differ little from one another. It is in this scenario that novobanco presents well-equipped accounts: Package Accounts include a set of products and services that make them a help in everyday life, at any time of life.
What is a package account?
These are accounts that can include, at no additional cost or commissions, and depending on the type of account, debit and credit cards (up to two holders), daily operations in the app, in novobanco online and MB WAY, medical and technical transactions, assistance with the first free trip for each incident and, for clients who have their payroll domiciled, the possibility of paying in advance through access to the Salary Solution.
If you are looking for an account that adds benefits to your daily life and at the same time helps you save, the answer is in Novobanco’s Package Accounts. If all the services and products included in the Package Accounts were contracted individually, their value would be much higher. In this way, it is possible to find, without having to purchase extra products, the account that adapts to each person’s life.
Which package account is best for me?
In the set of Package Accounts designed by novobanco, there are accounts that adapt to each person’s life. The 100% and 360º accounts were designed to manage day-to-day life by adding benefits. In addition to what is common to all Package Accounts, both the 100% Account and the 360º Account offer two debit cards, two prepaid cards and two credit cards free of charge. Both also offer the same conditions for the Salary Solution, a form of advance payment for clients who have their payroll domiciled in these accounts. This is a credit solution with an APR of 19.1%, TAN of 16.900%, with a limit of €1,500 and a contracted term of 3 renewable months, assuming full use of the credit limit for 3 months (information from the third quarter of 2024). This way, you will never have a zero balance in your account, not even if something unexpected happens at the end of the month.
In the case of the 360º Account, in addition to these products, there are discounts of 5% and 10% on second and third Home, Auto or Health Insurance policies taken out, commission-free fuel supplies and purchases abroad with 360º Gold Credit Cards and reimbursement of one ticket to an event or show up to a limit of €120 per year. Add to all this a dedicated account manager and you will find one of the best equipped on the market.
The 100% and 360º Accounts have maintenance values from €4.68 and €5.72 respectively (values corresponding to the maximum bonuses), figures that would be much higher if all these advantages were contracted individually.
These comprehensive accounts, tailored to the needs of each client, also have a detail that makes the difference: for new clients who open a 100% or 360º Account and deposit their payroll in the Package Accounts, novobanco offers 10% cashback (up to €200 per month) on purchases in supermarkets and gas stations (with a Verde credit card or 360º Oro Card, with APRs of 17.0% and 19.2%, respectively) and also a 4% TANB interest on savings accounts (on a maximum of €1,000 and €2,500 for the 100% and 360º Accounts, respectively).
Open a Novobanco Package Account online and start taking advantage of all the products and services of the most complete and competitive accounts on the market.
Source: Observadora
